Purchase or Lease

Purchasing makes sense if you don't part easily with your automobile, no matter how many kilometres clocked. Or if you have a considerable daily commute. The most compelling reason of all, of course, is that your new Audi belongs to you and you alone.

Learn More About Purchase Options

By leasing, you only pay for the portion of your Audi that you use, which results in lower monthly payments. In short, when you lease through Audi Finance, you get maximum performance and maximum peace of mind.

Learn More About Lease Options

Fully Explore Your Options

When trying to decide whether to purchase or lease, you should rely on the same level of thoughtfulness and thoroughness you used to select your Audi. After all, selecting the right option isn't entirely a numbers game. You also need to factor in considerations such as how much you drive, the type of roads you travel on, and the extent to which you want to personalize your Audi with aftermarket accessories. Answer the questions below to fully explore your financing options.

In a year, I typically drive:

1. Less than 20,000 kilometres (relatively short daily commutes with the occasional road trip).

Purchase consideration
Your anticipated mileage (kms) usage is very low. This may increase the value of your Audi if you decide to sell it after completing your loan payments.

Lease consideration
Your anticipated mileage (kms) is very low. This is good news, because Audi Finance leases are typically based on an allowance of 20,000 or 25,000 kilometres per year. If you think you'll drive less than this, you may be able to establish a lower mileage allowance, which may reduce your monthly payment.

2. Around 25,000 kilometres (modest daily commutes with room for road trips).

Purchase consideration
Your anticipated mileage (kms) is low. This may increase the value of your Audi if you decide to sell it after completing your loan payments.

Lease consideration
Your anticipated mileage of 25,000 kilometres a year is within the range of our typical lease mileage allowance.

3. More then 25,000 kilometres (long daily commutes of more than 60 miles round trip).

Purchase consideration
Because you own the car, you don't have to worry about mileage (kms) restrictions.

Lease consideration
Our leases are typically based on an allowance of 25,000 kilometres per year. But if you know right from the start that you will drive more than 25,000 kilometres a year, you can buy kilometres upfront at a discount.

When it comes to personalizing my Audi:

1. Less than 20,000 kilometres (relatively short daily commutes with the occasional road trip).

Purchase consideration
Outfitting your Audi with standard options and packages will minimally increase your monthly payments, given that your costs are amortized over the term of your loan. As well as providing you with an enhanced driving experience, the options and packages you choose when you purchase your Audi may raise the value of your vehicle.

Lease consideration
Outfitting your new Audi with standard options and packages will enhance your driving experience while minimally increasing your monthly payments, given that your costs are amortized over the term of your lease.

2. I plan to add some interior and exterior aftermarket accessories, such as sunshades, a cycle rack, and wheels.

Purchase consideration
It's your Audi. You may add Audi Genuine accessories as you like.

Lease consideration
While leased vehicles must be returned without modification, keep in mind that sometimes you can transfer the Audi aftermarket accessories you buy for your current Audi to your next one.

3. I plan to add a lot of aftermarket accessories.

Purchase consideration
Please see your local dealer for more information regarding potential warranty implications.

Lease consideration
Because leased vehicles must be returned without modifications, you may not want to spend a lot of money on significant accessories.

I will frequently drive my Audi on:

1. Well-maintained roads and highways.

Purchase consideration
Judging solely from the type of roads you intend to travel down, it's likely the wear and tear on your vehicle will be minimal. This may increase the value of your Audi if you decide to sell it after completing your loan payments.

Lease consideration
Judging solely from the type of roads you intend to travel down, it's likely the wear and tear on your vehicle will be minimal. Minimal wear and tear means you probably won't be subject to the excess wear and tear charges that sometimes occur at the end of a lease.

2. Rough back roads.

Purchase consideration
Frequent journeys down unpaved roads can increase the wear and tear on a vehicle. While you certainly want to be mindful of any damages, as the owner of the car you don't have to worry about excess wear and tear charges that sometimes occur at the end of a lease.

Lease consideration
You'll want to take the road slow and also be mindful of any damages, such as scratches to the sheet metal and cracks to the windshield, as these may contribute to the excess wear and tear charges that sometimes occur at the end of a lease.

3. Both of the above.

Purchase consideration
It's hard to predict how your Audi will age given the many types of roads you intend to travel down. Unpaved roads, of course, may increase the wear and tear on your vehicle. But as the owner of the car you don't have to worry about excess wear and tear charges that sometimes occur at the end of a lease.

Lease consideration
It's hard to predict how your Audi will age given the many types of roads you intend to travel down. Unpaved roads, of course, may increase the wear and tear on your vehicle. So you'll want to take the road slow and be mindful of any damages, such as scratches to the sheet metal and cracks to the windshield, as these may contribute to the excess wear and tear charges that sometimes occur at the end of a lease.

I will frequently drive my Audi on:

1. Definitely less than four years.

Purchase consideration
If you truly want a new vehicle in less than four years, you may want to consider leasing. The advantages to leasing are lower monthly payments, not to mention avoiding the hassles of negotiating a trade-in value and possibly unexpected depreciation at the end of your contract.

Lease consideration
By leasing, you'll have lower monthly payments, not to mention avoiding the hassles of negotiating a trade-in value and possibly unexpected depreciation at the end of your lease.

2. Maybe four years. Maybe longer.

Purchase consideration
Purchasing is often more advantageous if you intend to have a long-term relationship with your Audi. Still, it's your vehicle, so once you've reached the end of your Audi Finance contract, it's all yours.

Lease consideration
Leasing is often more advantageous if you intend to have a short-term relationship with your Audi. However, when you've reached the end of your Audi Finance lease contract, you have the option to hold onto your Audi by purchasing it.

3. Definitely more than four years.

Purchase consideration
If you plan to have a long-term relationship with your Audi, purchasing is often more advantageous, since with each payment you build equity in the vehicle.

Lease consideration
Although, we have a variety of lease terms to suit your needs, you may want to consider purchasing if you truly want to hold onto your Audi for more than four years. Purchasing is often more advantageous, since with each payment you build equity in the vehicle.